Medical Insurance
Medical insurance reimburses your actual medical expenses. They include in-hospital room & board, surgery, out-patient surgery, intensive care, in-patient specialist, international emergency assistance services etc. It also has the following optional covers
- Supplementary Major Medical (SMM) benefit
- Out-patient, Dental, and Maternity
- Premiums can be refundable or nonrefundable
Hospital Insurance
Unlike the medical insurance, Hospital Income provides fixed daily cash of, for example, USD150, when you are hospitalized. And daily benefits will be doubled for intensive care cases. The choice of refundable and non-refundable plans is also available.
Disability Insurance
Disability income insurance can help replace a portion of lost earnings, provide return-to-work benefits and/ or help protect the ability to make retirement contributions.